P.A.C.E. makes home improvement financing fast, easy, and accessible.

P.A.C.E. Benefits

  • 100% Financing No Money Down
  • No Payment For Up To 17 Months2
  • Approval Is Based Primarily On Property Equity
  • Fixed Rates, Flexible Terms Up To 30 Years3
  • No Minimum Credit Score Required4
  • Get Approved In 30 Minutes Or Less

1While PACE programs are enabled by state legislation and must be approved by your local government, P.A.C.E. is not a government program.
2Subject to underwriting guidelines and approval; timing of first payment depends on date of funding, interest accrues after funding.
3Terms of 10, 15 and 20 years are valid in all P.A.C.E. service areas; 25 and 30 year terms are available depending on service area as well as type and estimated useful life of the improvement.
4While P.A.C.E. does not consider your credit score, we will pull your credit during underwriting in order to determine your eligibility.

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